:root{
  --ink:#0b1220;
  --muted:#475569;
  --line:#e5e7eb;
  --bg:#f8fafc;
  --card:#ffffff;
  --accent:#0ea5e9;
  --accent2:#22c55e;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  color:var(--ink);
  background:linear-gradient(120deg,#fff 0%, #f0faff 100%);
  line-height:1.6;
}
a{color:var(--ink);text-decoration:underline}
.container{max-width:1120px;margin:0 auto;padding:22px 16px}
.headerbar{display:flex;justify-content:space-between;align-items:center;padding:14px 18px;position:sticky;top:0;background:#ffffffcc;backdrop-filter:blur(6px);border-bottom:1px solid var(--line);z-index:10}
.logo{display:flex;gap:10px;align-items:center;font-weight:900}
.logo .dot{width:10px;height:10px;border-radius:50%;background:var(--accent)}
.btn{display:inline-block;padding:12px 16px;border-radius:12px;background:var(--accent);color:#fff;font-weight:800;text-decoration:none}
.btn:hover{filter:brightness(0.95)}
.btn-outline{background:#fff;color:var(--ink);border:1px solid var(--line)}
.hero{display:grid;grid-template-columns:1.2fr .8fr;gap:22px;align-items:center}
@media(max-width:900px){.hero{grid-template-columns:1fr}}
h1{font-size:clamp(30px,4.8vw,50px);line-height:1.05;margin:6px 0 10px 0}
h2{font-size:clamp(20px,2.6vw,28px);margin:0 0 10px 0}
.lead{font-size:19px;color:var(--muted)}
.badge{display:inline-flex;gap:8px;align-items:center;padding:6px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);color:#0b4a6f;font-weight:800}
.claim{display:inline-flex;gap:10px;align-items:center;background:#0ea5e9;color:#fff;font-weight:900;border-radius:14px;padding:10px 14px;margin:10px 0;box-shadow:0 16px 40px rgba(14,165,233,.25)}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:0 20px 60px rgba(2,6,23,.06)}
.avatar{width:100%;max-width:520px;border-radius:18px;border:1px solid var(--line);box-shadow:0 20px 50px rgba(2,6,23,.08)}
.bullets{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 16px;margin:12px 0}
@media(max-width:900px){.bullets{grid-template-columns:1fr}}
.bullets li{list-style:none;display:flex;gap:10px}
.bullets li .check{font-weight:900;color:var(--accent2)}
.form-wrap{margin-top:16px}
.stepper{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 10px 0}
.step{display:flex;align-items:center;gap:8px;padding:6px 10px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#0b4a6f;font-weight:800}
.step.active{border-color:var(--accent);color:#0b4a6f}
fieldset{border:none;padding:0;margin:0}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:800px){.grid-2{grid-template-columns:1fr}}
.label{font-weight:800;margin:8px 0 6px 0}
.input, select, textarea{width:100%;padding:12px 12px;border-radius:12px;border:1px solid var(--line);background:#fff}
textarea{min-height:110px;resize:vertical}
.hint{font-size:13px;color:var(--muted)}
.actions{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:12px}
.small{font-size:13px;color:var(--muted)}
.footer{margin-top:28px;padding:18px;border-top:1px dashed var(--line);font-size:14px;color:var(--muted)}
hr.sep{border:none;border-top:1px dashed var(--line);margin:12px 0}
.checkbox-group{display:flex;flex-wrap:wrap;gap:8px}
.tag{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid var(--line);padding:8px 10px;border-radius:999px}
.progress{height:6px;background:#e2e8f0;border-radius:999px;overflow:hidden}
.progress>div{height:100%;background:linear-gradient(90deg,#0ea5e9,#60a5fa);width:0%}
.section{padding:24px 16px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media(max-width:900px){.grid-3{grid-template-columns:1fr}}
.disclaimer{font-size:12px;color:#5b6778;margin-top:10px}
.sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);padding:12px;display:none;align-items:center;justify-content:space-between;gap:10px;z-index:20}
@media(max-width:900px){.sticky{display:flex}}